Summary: Insuring High Risks Fairly, Protecting Individuals Against Flood Losses
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flood insurance
risk
national flood insurance program
NFIP
climate change
Biggert-Waters Flood Insurance Reform Act
Homeowner Flood Insurance Affordability Act
Behavioral Economics
Economic Policy
Environmental Indicators and Impact Assessment
Natural Resource Economics
Natural Resources Management and Policy
Other Public Affairs, Public Policy and Public Administration
Policy Design, Analysis, and Evaluation
Public Policy
Regional Economics
risk
national flood insurance program
NFIP
climate change
Biggert-Waters Flood Insurance Reform Act
Homeowner Flood Insurance Affordability Act
Behavioral Economics
Economic Policy
Environmental Indicators and Impact Assessment
Natural Resource Economics
Natural Resources Management and Policy
Other Public Affairs, Public Policy and Public Administration
Policy Design, Analysis, and Evaluation
Public Policy
Regional Economics
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Abstract
The National Flood Insurance Program (NFIP) encompasses issues of risk transparency and fairness. There is general agreement that floodplain residents need to know their risk-based insurance premium-and with that information, how to make their homes safer and thus make flood insurance more affordable. In this B-School Seminar, Professor Howard Kunreuther focused on the importance of accurate mapping of flood risk, how to encourage investment in cost effective mitigation measures, and ways to deal with fairness and affordability in designing a flood insurance program for the future.
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2019-09-23