Perna, Laura WKvaal, JamesRuiz, Roman2023-05-232017-07-022017-06-012017-07-02https://repository.upenn.edu/handle/20.500.14332/42565Over 41 million Americans now owe more than $1.2 trillion in outstanding federal student loan debt. Policymakers are considering a number of amendments related to federal student aid programs in the context of the Higher Education Act reauthorization. In addition to providing a snapshot of key data related to student loan debt that all policymakers should consider, this brief discusses recommendations for facilitating repayment and curbing defaults on student loans, including: protecting students from low-performing institutions; encouraging use of forbearance and deferment mechanisms; and strengthening income-driven repayment options.flash_audiohttp://creativecommons.org/licenses/by-nc/4.0/Education PolicyPublic PolicyBrief